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3696 Hallowing Point Rd, Suite 5
Prince Frederick, MD 20678

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5 benefits of life insurance

When it comes to life insurance, age is just a number.

There are countless misconceptions surrounding life insurance. While many policyholders in Maryland have inadequate coverage, even more, are left without plans entirely. The primary reason is the mistaken belief that life insurance is only for older adults.

Carrie Polk Insurance Inc. wants to set the record straight. Serving the state of Maryland, our experienced professionals know that life insurance is important during every stage of life. 

Although there are many advantages to having life insurance, here are five key benefits of purchasing a policy:

Protect your family

Life insurance isn’t for you. Its main purpose is to look after your loved ones. Life insurance is designed to provide for your family long after you have passed.

Replace lost income

The lost income from a deceased partner can be difficult to overcome. Life insurance supplements these earnings. This helps to cover daily necessities but also minimizes this financial burden overall.

Pay off debts

Bills can be overwhelming. To prevent them from stacking up, life insurance payouts can go towards any mortgages, loans, or other outstanding debts.

Cover funeral cost

Funerals can be expensive too. When a family is already carrying the emotional stress from your passing, don’t pile on additional worries. Death benefits are included as part of most life insurance plans. 

Added financial security

You can’t put a price on peace of mind. Take comfort in knowing that your spouse, partner, and children are cared for after you’re gone. This added layer of security prepares you for the unexpected.

Contact an agent in Maryland

Carrie Polk Insurance Inc. does more than debunk the myths surrounding life insurance. Our dedicated agents can find a personalized policy that protects you and your loved ones. Schedule an appointment today.

Servicing States

  • Maryland
  • Washington DC
  • Virginia


Partner Carriers

  • Agency Insurance Company (AIC)
  • American Modern Insurance Group
  • Chesapeake Employers
  • Farmers of Salem
  • Hagerty
  • Maryland Auto Insurance Fund
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • Travelers
  • USLI