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Carrie Polk Insurance Inc

3696 Hallowing Point Rd, Suite 5
Prince Frederick, MD 20678

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Top Perils for Motorcycle Riders to Avoid

Prince Frederick and Waldorf, MD motorcycle riders are required by law to obtain liability insurance in the amount of $30,000 for bodily injury per person or $60,000 per wreck, in addition to $15,000 for property damage. Your Carrie Polk Insurance Inc. representative can help you obtain these and other insurance products.

To avoid accidents, keep on the lookout for the following common perils while on the road:

Mud can appear in splotches on the pavement and can cause you to lose traction. After a storm, be on the lookout or when you’re riding on roads near a river or off-roading trails. Asphalt may also have slick spots from the mud when it thaws after a snow event. 

Oil spills can create another hazard for motorcycle enthusiasts, and for this reason, it is good to drive with care. A slower speed will help you course correct more quickly when you find yourself in a tricky situation. Be aware of any rainbow-colored stains on the roadway, as these are particularly visible after it has rained.

Manholes can be incredibly dangerous, as they create uneven levels for the cyclist to ride across and can cause accidents. Steel plates are another impediment that can place a higher amount of pressure on one tire over the other and can be safely traversed at a lower velocity. Potholes are another obstacle to be wary of, be careful to drive around them without swerving and wiping them out. 

Carrie Polk Insurance Inc. is Here to Help 

Our knowledgeable agents can equip you with the insurance products you need to gain peace of mind. Serving the Prince Frederick and Waldorf, MD communities, we invite you to speak to us on the phone, stop into our office, or reach out to us online. 

Servicing States

  • Maryland
  • Washington DC
  • Virginia


Partner Carriers

  • Agency Insurance Company (AIC)
  • American Modern Insurance Group
  • Chesapeake Employers
  • Farmers of Salem
  • Hagerty
  • Maryland Auto Insurance Fund
  • National General
  • Nationwide
  • Progressive
  • Safeco
  • Travelers
  • USLI